If you or someone you love needs mental health care, you should be aware that in many situations, Medicare covers mental health care.
- What kind of care do you need: Medicare covers a wide range of mental health services, including group therapy, family counseling and substance abuse counseling. Medicare also covers annual screenings for depression.
- Who provides your care: Medicare covers care from many different mental health providers, including nurse practitioners, clinical social workers, nurse specialists and psychologists, and physicians’ assistants, as well as from psychiatrists.
- When Medicare pays: Unless you receive care from a medical doctor, Medicare will pay for 80 percent of your care only if your mental health care provider is Medicare-certified and takes assignment (accepts Medicare’s approved rate as payment in full). If you’re in a Medicare HMO, you must see a network provider and you likely will have a copay.