Free pension help and 401 (k) plan help

Do you need free pension help? The spending bill Congress passed in December 2014 allows multi-employer pension plans that are underfunded to cut pension benefits for retirees; while it hurts retirees, it protects the U.S. pension fund from having to bail out underfunded plans. If you have a question about this or any other pension or 401 (k) issue, the Pension Rights Center has developed a free tool to help you address it.

PensionHelp America guides you through a series of questions, including your zip code, the type of pension you have, and your current job status, to connect you with free counseling and legal services in your state or community.

In addition, the U.S. Administration on Aging supports pension-counseling projects in 30 states.  You can visit the Pension Rights Center for a list of those projects.