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Section I:  Introduction to Medicare
Section II:  How Original Medicare Works
Section III:  Overview of Medicare Health Coverage Options
Section IV:  Medicare Covered Services
Section V:  Types of Medicare Private Health Plans (HMOs, PPOs and More)
Section VI:  Medicare Prescription Drug Coverage (Part D)
Section VII:  Medicare and Other Types of Insurance
Section VIII:  Filling Gaps in Medicare
Section IX:  Programs for People with Limited Income
Section X:  Medicare Rights and Appeals
Section XI:  Medicare Fraud and Abuse 
Section XII:  Caring for Yourself or a Loved One with Medicare

Advance Directives

Everyone should complete a living will and medical power of attorney to ensure their health care wishes are honored if they are not able to express them.
or call the Caring Connections Help Line at 800/658-8898

Cancer care: National financial assistance programs

The Disability Rights Legal Center has a list of the national programs offering financial assistance to qualified individuals with cancer. Read the Disability Rights Legal Center information sheet or call their Cancer Legal Resource Center at: (866) THECLRC.

Caregiver assistance planning for financial needs of older adult

Choosing a caregiver

A caregiver can provide essentials such as personal care, health care, household care and emotional care.

Community services
or call: 1-800-677-1116

Dental care

Some free and charitable clinics may offer free or low-cost dental care:  To find a clinic near you, visit that National Association of Free and Charitable Clinics:

Elder abuse and
State by state

Financial needs in retirement calculator

Free health clinics and charitable care

The National Association of Free and Charitable Clinics

Geriatrics care professionals near you

Health insurance counseling by state

To find out the name and contact information of the agency to contact in your state, go to this or you can call 1-800-677-1116.

Hospital ratings by zip code

LGBT National Resource Center


Long-term services and supports by state

For help locating long-term services , call your state’s aging and disability resource center:
For help resolving problems of residents of nursing homes and other adult care facilities, call your state’s long-term care ombudsman program:

Program of All-inclusive Care for the Elderly (PACE) is a home and community-based program designed to keep older adults who are at risk for nursing home placement living in their community. Visit:

Nursing home ratings

Much nursing home data is self-reported and misleading.  You will need to do your own research, but this site lists and compares the best information available. 


Medical equipment suppliers certified by Medicare by zip code

Pension assistance

Find pension assistance in your community through Pension Help America.

Prescription drugs

What’s the best buy? Consumer Reports provides information on cost, safety and efficacy of thousands of drugs.

Social Security benefits

Which benefits are you entitled to?
When should you claim your benefits? 

Unclaimed property

Did you know that that each state holds billions of dollars in unclaimed property?  Check this link to see whether your state is holding any of your money.

Warning signs of financial crimes