Do you need free pension help? The spending bill Congress passed in December 2014 allows multi-employer pension plans that are underfunded to cut pension benefits for retirees; while it hurts...
Diane Archer
Medicare costs are dropping
This 2014 chart from The New York Times shows that, thanks to the Affordable Care Act, projected Medicare costs are dropping significantly. According to the NYT, “the reduced estimates mean...
More Americans planning to work past age 65
More Americans are planning to delay retirement and work longer. A 2014 CBS news poll shows that a little more than half of Americans who have not yet retired say they plan to retire by the time...
Are you ready to start thinking about long-term care? Perhaps...
It’s time to start thinking about long-term services options. According to a new Health Affairs report, most Americans underestimate their future need for long-term care services and supports and...
How our health care system hurts millions of working people
A recent Health Affairs post by Uwe Reinhardt explains why the government’s support of health insurance with high deductibles and copays is just a form of rationing based on income, benefiting the...
US rations care based on ability to pay
Making insured Americans pay high deductibles and large amounts in coinsurance and copays before they receive care is tantamount to rationing care based on the ability to pay. A new Gallup poll...
Individual saving and spending for long-term care services and...
Fact: Americans pay a lot of money out of pocket for long-term care services and supports. Costs comprise 15% of overall spending in 2011. Fact: In 2013, a private room in a nursing home cost about...
Beware of discriminatory pricing by health plans
Under the health care law, insurers must cover everyone who wants to enroll in their health plans, but they can and might use discriminatory pricing or narrow networks to keep you from enrolling or...
Four things to think about regarding Medicaid estate recovery
If you have Medicaid, you will likely have low health care costs. However, in some instances, after you pass, your state may attempt to get back some of those costs through Medicaid estate...
Medicare costs high for older adults and people with disabilities
No one should think that Medicare provides more than partial health care coverage. A new Kaiser Family Foundation report reveals high costs for people with Medicare. Average out-of-pocket...